Defination of Online Car Insurance Quote
Source:- Google.com.pkOnline car insurance qoute (also known as auto insurance, GAP insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. The specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions.
In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver, however the degree of each varies greatly.
Several jurisdictions have experimented with a "pay-as-you-drive" insurance plan which is paid through a gasoline tax (petrol tax). This would address issues of uninsured motorists and also charge based on the miles (kilometres) driven, which could theoretically increase the efficiency of the insurance, through streamlined collection.
In New South Wales and the Northern Territory Compulsory Third Party Insurance (commonly known as CTP Insurance) is a mandatory requirement and each individual car must be insured or the vehicle will not be considered legal. Therefore, a motorist cannot drive the vehicle until it is insured. A 'Green Slip, another name by which CTP Insurance is commonly known due to the colour of the pages which the form is printed on, must be obtained through one of the five licenced insurers in New South Wales. Suncorp and Allianz both hold two licences to issue CTP Greenslips – Suncorp under the GIO and AAMI licences and Allianz under the Allianz and CIC/Allianz licences. The remaining three licences to issue CTP Greenslips are held by QBE, Zurich and Insurance Australia Limited (NRMA). APIA now also supplies CTP but is only for over 50's who are no longer working full-time.
A similar scheme applies in the Australian Capital Territory. Currently, Insurance Australia Limited (NRMA) is the only CTP Insurer in the ACT.
In Victoria, Third Party Personal insurance from the Transport Accident Commission is similarly included, through a levy, in the vehicle registration fee.
In Queensland, CTP is a mandatory part of registration for a vehicle. There is choice of insurer but price is government controlled in a tight band.
In South Australia, Third Party Personal insurance from the Motor Accident Commission is included in the licence registration fee for people over 17. A similar scheme applies in Western Australia.
These state based third party insurance schemes usually cover only personal injury liability. Comprehensive and Third Party Property insurance is sold separately to cover property damage and cover can be for events such as fire, theft, collision and other property damage.
CTP only covers personal injury liability.
Third Party Property Insurance covers damage to someone else's property or vehicle, but not your own vehicle.
Third Party Property Insurance with Fire and Theft is the same as above, but will cover your vehicle in the event of fire or theft normally up to maximum of $5,000.
Comprehensive Insurance covers damage to someone else's property or vehicle as well as your own.
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
Online Car Insurance Quote The General Auto Insurance Compare Free Florida Free Progressive State Farm Geico Kentucky USAA Ga
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